Coface Business Information Belux

Are your clients truly solvent right now?

The financial statements you review are 18 months old. Insolvency builds quietly through signals that your current tools cannot always detect.

Coface Business Information gives you a 6‑month head start on signals others don’t see.

Assess my risk exposure

Get a free analysis of three companies of your choice with no obligations. A Coface expert will contact you in 48 hours with an initial evaluation of your portfolio.

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Please use your work email address.

No obligation · GDPR · Coface Belgium SA

240M+ companies monitored

200+ markets in real time

6 months ahead on average

+80 years of Coface expertise

The risk no one is measuring

Your credit tool looks at the past. Bankruptcies come from the future.

Annual outlooks, legal registers, and static scores freeze a picture at a given point in time.
In a deteriorating economic context, a partner’s situation can shift in a matter of weeks without any legal signal being visible.
What it costs in practice: A credit decision based on financial statements that are 18 months old is like driving on the highway while looking in the rearview mirror. In the Belgian construction and transport sectors, the situation can deteriorate in 6 weeks without any legal signal being triggered.
+2.8%
additional global bankruptcies expected in 2026 — Coface Global Outlook
6 to 18
months of weak signals precede, on average, a failure visible in official registers
67%
of credit managers say they lack reliable and up-to-date information on their clients
01 — PREDICTIVE SCORE

Score 0–10 updated for each company

Proprietary Coface model: financial data, payment behaviors, legal signals, and unstructured alternative data. Grant payment terms with confidence. Prospect new clients and markets without fearing defaults.

Continuous updates
02 — PORTFOLIO MONITORING

Automatic alerts when a score changes

Continuously updated, not annually. Your credit team is notified as soon as a signal changes for a monitored client, supplier, or prospect. You can act before the situation becomes irreversible.

Daily notifications
03 — DETAILED MONITORING

Full history on 85M+ companies

Financial history, management, ownership links, disputes, payment incidents, and score evolution over 36 months — all on a single instantly accessible platform.

85M+ companies
04 — INTEGRATION

In your tools via API or connector

Connect Urba360 to your ERP, CRM, or credit management tool. Scores are displayed where your teams work withought duplicate entries or changes in habits. Access Coface risk analysis on your clients and prospects. Anticipate failures before they happen.

Plug & play
Solution Coface Assurance-Credit

A predictive score and continuous monitoring system powered by dynamic data.
Not just an annual report.

Urba360, our tailored solution, aggregates thousands of data sources (payment behaviors, legal signals, alternative data, sector sentiment) to calculate the 12‑month probability of default for each entity in your portfolio.

Implementation

Opérationnel without an IT project.

Your credit team gets access to Urba360 as soon as the contract is signed. No DBA required, no lengthy integration.

1
Upload your portfolio 📊
Import your list of clients, suppliers, and prospects via CSV file or BE/NL VAT numbers. Urba360 automatically maps each entity in its database of 85M companies.
2
Your exposure in five minutes 🔍
Each partner receives a predictive score from 0–10. A dashboard segmented by sector, geographic area, and risk level appears instantly. You know where to focus your attention.
3
Alerts as soon as a signal changes 🚨
Coface continuously monitors each entity. As soon as a signal evolves — score, payment incident, legal movement, change in management — your team is alerted. You act before anyone else.
Measured results and continuous monitoring

6 months ahead of your competitors‍

700+
risk experts and underwriters
240M
companies monitored in 180+ countries, including the entire BELUX region
12000
Credit risk decisions per day
€715 bn
in insured risk
Measured results and continuous monitoring

6 months ahead of your competitors

700+
risk experts and underwriters
240M
companies monitored in 180+ countries, including the entire BELUX region
12000
Credit risk decisions per day
€715 bn
in insured risk
Testimonial

"Urba360 allowed us to detect the deterioration of a partner carrier 4 months before it filed for bankruptcy. We were able to diversify our providers in time. Without this alert, we would have lost access to critical logistics capacity in peak season."

Head of Procurement and Risk, Belgian logistics group
120+ partners monitored · Coface Business Information client since 2023
Immediate results

Find out if your clients are at risk now

Coface is the standard for multi-sector or multi-country partner assessment. Default data, payment trends, and actionable recommendations for finance teams.

  • Assessment of your exposure
    A Coface expert analyzes your sector and provides an initial assessment of your risk exposure within 48 hours
  • Personalized Urba360 demo access
    A 20-minute session with a Coface expert to see Urba360 using your own client data
  • Complimentary 2026 sector benchmark
    Coface monitoring of early warning signals of default in your sector, exclusive data, 24 pages

Assess my risk exposure

Get a free analysis of three companies of your choice with no obligations. A Coface expert will contact you in 48 hours with an initial evaluation of your portfolio.

Required field
Required field
Please use your work email address.

No obligation · GDPR · Coface Belgium SA